General Information
By accessing these pages, you shall be deemed to have accepted, and agreed to be bound, by the terms of these legal notices which shall be governed by the Law of England.

The pages on this site are prepared and issued in the United Kingdom and are intended for the information of United Kingdom residents only.

Andersen Charnley Limited and Andersen Charnley Investment Management Limited, (referred to as ‘Andersen Charnley’ on these pages), are authorised and regulated by the Financial Services Authority in the conduct of investment business. Tax advice which contains no investment element is not regulated by the Financial Services Authority.

While Andersen Charnley has taken all reasonable care to ensure that the information contained within the pages of this site is accurate and complies with the relevant United Kingdom legislation and regulations as at the date of issue, no liability can be accepted for any errors or omissions, or for this information becoming out of date.

If you have any questions in respect of the information on this part of our website, please contact our Compliance Department on 01276 450320.

Our registered Head Office is: Queen Anne House, Bridge Road, Bagshot, Surrey, GU19 5AT.  Registered in England Number: 2762351.

Advice
Where Andersen Charnley advises or offers advice on packaged products, it will be based upon a selection of products from the whole market.

The pages on this site have been prepared by Andersen Charnley for the general interest of readers. They are not intended to be a definitive analysis of equity or other markets. Nothing constitutes advice to undertake a transaction and professional advice should be taken on specific issues and before any course of action is pursued.

Risk Warnings
The value of any investment and the income from it is not guaranteed and can fall as well as rise, so that you may not realise the amount originally invested.

Past performance should not be seen as an indication of future performance.

Changes in exchange rates could affect the value of your investments. Movements in foreign exchange rates can impact both on the level of income received and the capital value of the investment.

Each portfolio managed by Andersen Charnley is managed to an agreed risk rated asset allocation to suit the needs and requirements of each individual client. We recommend those investments that we consider appropriate for inclusion in each portfolio. If we recommend a particular investment for inclusion in one portfolio it does not imply that it is suitable for any other portfolio.

Taxation
Any levels of taxation referred to depend on the individual circumstances of the investor and the value of tax reliefs are those which currently apply.

Compensation
We are covered by the Financial Services Compensation Scheme (FSCS). Clients may be entitled to compensation from the scheme if Andersen Charnley Limited and Andersen Charnley Investment Management Limited cannot meet their obligations. This depends on the type of business and the circumstances of the claim. Most types of investment business are covered by the scheme; an eligible investor is entitled to claim up to £50,000.00.

For further information about the scheme (including the amounts covered and eligibility to claim) please refer to the FSCS website www.fscs.org.uk or call 020 7892 7300 or 8088 678 1100.

Copyright
All rights reserved. Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement, is owned by Andersen Charnley Limited and Andersen Charnley Investment Management Limited, unless otherwise indicated. Reproduction of these pages in whole or in part without the prior written consent of Andersen Charnley Limited and Andersen Charnley Investment Management Limited is strictly prohibited unless for private, non-commercial viewing purposes.

Data Protection
Any personal data obtained in the course of providing our services to you will be held and processed by us in accordance with the relevant data protection legislation. If you choose to submit personal information to Andersen Charnley you are agreeing that it can be used in the following ways:

To provide the services described;

• For the prevention of money laundering;
• For the marketing by Andersen Charnley of other financial services and products to you. If you would prefer not to receive promotional material from us you may advise us separately in writing at any time;
• Personal information will be given to third parties only so far as it is necessary to fulfil these objectives and in accordance with the Data Protection Act 1998. This may include distribution to a third party provider of support services outside of the EEA;
• You agree to the disclosure of personal information to any regulatory authority to which Andersen Charnley Limited and Andersen Charnley Investment Management Limited is subject;
• Electronic communications between parties in the course of business may be monitored by us in accordance with the relevant legislation;
• We respect your privacy and will not supply personal information to anyone else unless you have given your permission for us to do so.
• Although we take all reasonable steps to ensure the security of your personal information over the Internet, such as using available means of encryption and privacy protection, the internet is not an entirely secure environment and for this reason we cannot guarantee that information will not be intercepted read or copied by unauthorised parties. You accept these inherent security implications and will not hold us responsible for any breach of security unless we have been negligent.
  
  You have a right to request access to any personal data held by us.